Wholesale clubs like Costco, Sam’s Club, and BJ’s offer incredible opportunities to save money by buying in bulk and accessing exclusive member deals. However, savvy shoppers know that there are additional strategies to stretch every dollar even further. Here are 10 proven ways to maximize your savings at wholesale clubs this year.

1. Take Advantage of Gift Card Discounts
   Many wholesale clubs sell discounted gift cards for popular retailers and restaurants. Buying these cards in bulk or during promotions can help you save on everyday expenses. You can also earn cashback with a Costco gift card, get rewards with a Sam’s Club gift card, or earn cashback with a BJ’s Wholesale gift card by purchasing them through cashback platforms like Fluz. This strategy effectively adds an extra layer of savings on top of your wholesale purchases.
2. Use Cashback Apps to Multiply Savings
   Link your wholesale club purchases to cashback apps such as Fluz, Rakuten, or Ibotta to earn additional rewards. These platforms often offer promotions or bonuses for shopping at wholesale clubs, allowing you to save more without changing your shopping habits. To get started, you can download Fluz from their home page.
3. Plan Your Shopping Trips Around Sales and Promotions
   Wholesale clubs regularly offer discounts on seasonal items, electronics, and groceries. Keep an eye on their weekly or monthly flyers to time your purchases with the best deals.
4. Buy Memberships for Groups or Families
   If you share a membership with family members or friends, split the cost to make the annual fee more affordable. Some clubs also offer business memberships that may come with additional benefits.
5. Stock Up on Non-Perishable Essentials
   Buying staples like paper products, canned goods, and cleaning supplies in bulk can save money over time and reduce frequent shopping trips.
6. Compare Prices With Local Retailers
   While wholesale clubs often have competitive pricing, it’s wise to compare prices on big-ticket items or perishables with local stores or online retailers to ensure you’re getting the best deal.
7. Use Price-Tracking Tools
   Some apps and browser extensions track prices and alert you when your favorite wholesale club offers a sale or special promotion.
8. Take Advantage of Fuel Discounts
   Many wholesale clubs operate fuel stations offering lower prices than typical gas stations. Combine these savings with cashback opportunities from apps to maximize your fuel budget.
9. Understand Return Policies
   Wholesale clubs like Costco are known for generous return policies, which can provide peace of mind on large purchases.
10. Shop Online for Convenience and Deals
    Many wholesale clubs offer online shopping with exclusive deals and the option for delivery or curbside pickup, saving you time and sometimes additional money.

By combining these strategies—especially by leveraging gift card deals and cashback offers—you can significantly increase your savings at wholesale clubs throughout the year.